💼 Contract vs Permanent

Compare the true value of a day rate vs a salary — accounting for everything

🏢 Permanent Role

Annual Salary (€)

Employer Pension (% match)

Employer contribution as % of salary

Annual Bonus (%)

Health Insurance (annual value €)

Employer-paid private health cover

Annual Leave (days)

Daily Rate (€)

Working Days per Year

Account for holidays, gaps between contracts, sick days

Annual Accountancy Fees (€)

Annual Insurance (€)

Professional indemnity + health insurance

Own Pension Contribution (%)

% of income you'll put into a pension